Summary: | 碩士 === 國立臺灣大學 === 財務金融學研究所 === 100 === This paper studies whether Chinese banks engaging in non-bank activities can improve banks’ performance. We conduct an empirical study of banks’ expansion into securities using 16 listing commercial banks’ data from 2006 to 2009. By using three existing models of commercial banks engaging in non-bank activities in China: the financial holding companies, banks with securities subsidiaries, and banks with securities department, we examine the impact of different models on banks’ profits. The result shows that only financial holding company model has positive effect on banks’ ROA. In recent years China banks actively move toward participation in other financial service, and our study shows that the financial holding company model seems to be a feasible way in China.
The result shows that only financial holding company model has positive effect on banks’ ROA. In recent years China banks actively move toward participation in other financial service, and our study shows that the financial holding company model seems to be a feasible way in China.
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