The Rate Plan of Flood Insurance for General Residential

• Main Authors: Shiue-Hung CHEN, 陳學宏
• Other Authors: Wei-Ling Chiang
• Format: Others
• Language: zh-TW
• Published: 2012
• Online Access: http://ndltd.ncl.edu.tw/handle/58465994955095825061

碩士 === 國立中央大學 === 土木工程研究所 === 100 === For the past few years, the climate has become more and more unstable and unpredictable. People in Taiwan suffer from natural disasters such as typhoon and flood, due to the climate change. In summer time, convection results in Tropical Depression. Some of them become typhoons and cause flood, resulting in huge amount of financial loss. Therefore, the Government is supposed to provide the people with proper flood insurance, to guarantee their financial safety. The main point of this paper is to reduce the lost at the max extent caused by the typhoon and flood. It will introduce the current typhoon and flood insurance system, evaluate the loss based on Flood Hazard Analysis and Vulnerability Analysis, and work out the insurance suitable for each area of different risk. As a result, the loss by the typhoon and flood can be under control.