The Influence of National Health Insurance on Self-employment

• Main Authors: Shu-yun Cho, 卓淑雲
• Other Authors: Yu-chen Kuo
• Format: Others
• Language: zh-TW
• Published: 2012
• Online Access: http://ndltd.ncl.edu.tw/handle/04893276584354215550

碩士 === 逢甲大學 === 經濟學所 === 100 === Enterprise activities have been more popular in Taiwan in recent years. According to the 2012 World Competitiveness Rankings, entrepreneurship competitiveness ranks third. That means that domestic business had a good ability to deal with a contingency elastically after The Financial Tsunami. However, although domestic scholars discussed entrepreneurship issues more frequently, they didn’t deeply discuss enterprise activities and government policy. From past literature, we knew that health insurance could affect the labor market, and if put into practice could increase the self-employment rate. In this paper, we examine the influence of National Health Insurance on self-employment by using the Survey of Family Income and Expenditures from the Directorate General of Budget, Accounting and Statistics, from 1988 to 2006. The year 1995 was the boundary. We used the difference-in-difference method and a logit model to analyze the issue. We let married men whose wives work in the public sector be the control group and married men whose wives work in the private sector be the treatment group. In comparing married men whose wives work in the public sector to married men whose wives work in private sector, we find that the possibility of becoming self-employed declines significantly among men whose wives work in the private sector. Then we separate self-employment into incorporated self-employed and unincorporated self-employed. We find that it’s less likely for married men whose wives work in the private sector to become unincorporated self-employed. We also explore reasons why laborers may consider pensions, except for NHI and compensating wage differentials.