The relationship of the individuality active of investor、risk management ability and risk property disposition：The mediating role of risk tolerance

• Main Authors: Hsi-Chih Li, 李錫志
• Other Authors: 林豪傑博士
• Format: Others
• Language: zh-TW
• Published: 2011
• Online Access: http://ndltd.ncl.edu.tw/handle/22618346854951827785

碩士 === 樹德科技大學 === 金融與風險管理系碩士班 === 99 === There are hiding unpredictable atmosphere of natural environment, the country''s political and socio-economic etc around the world . something even have no indication , it also influences managing finances wish and performance of investors directly or indirectly , However , the personality characteristic、financial management experience、financial management knowledge and risk tolerance of investors influence property disposition. The salary structure of public servants is medium in taiwan,and simple working environment, stable income and don’t worry about everything at life.They are able to spent more time to study it. In this research, we focus on the personality of soldiers and the teachers of junior high school. To study the individuality active and risk management ability（financial management experience、financial management knowledge）of investors ininfluence risk property disposition by risk tolerance. 800 questionnaires were released either by direct distribution or by mail, and the retrieved valid questionnaires are calculated up to 695 copies. The findings of the study are as the following: 1.The risk management ability is positively related to risk property disposition ,2. The individuality active of investors is positively related to risk tolerance 3. The risk tolerance as a mediating role is partial proved , means individuality active and risk management ability play the direct effect on risk property disposition of investors.