A Case Study of urban renewal financing

• Main Authors: Su-Hua Lo, 羅素華
• Other Authors: Day-Yang Liu
• Format: Others
• Language: zh-TW
• Published: 2011
• Online Access: http://ndltd.ncl.edu.tw/handle/14006259347133367281

碩士 === 國立臺灣科技大學 === 財務金融研究所 === 99 === This research is with the characteristic of the whole long term of combination, complicated and uncertain that the banks have to face during the urban renewal, combine each stages when a city begun upgrades to the case, plan proper financing, and utilizing trust to allocate a fund for its specified purpose, the fund is in charge of accusing of the mechanism, reduce the risk of the credit granting. This research is an individual of case study, according to the research theme and research contents, based on collecting relevant materials and documents. By reviewing the relevant historic materials records to overview the way that banks handle the financing and match real estate trust and urban renewal. And since year of 2002, the company spent time into the city and upgraded to the case that was carrying on in this research time promptly, through relevant personnel way of interview. By understanding, the term of combination of urban renewal and the financing plans the bank offers for the current year and future as well, as to the reference similar to the case. The conclusion of this research is that the government is in the actively move of urban renewals, the regulations of urban renewals have been revived several times since it was implementing in the year of 1998, relevant decree and supplementary measure are getting more complete. The company of this individual case should utilize the chance of its own advantage and external opportunities by gathering the opportunity and negotiates the agreement regarding the upgrading projects with the landlord more actively, in order to shorten the term of combination and reduced the risk of the land development. The bank offers the financing plans during the term of combines, should assess the financial plan feasibility of the case and repay the rationality of the plan in discretion according to credit granting 5P principle exactly match the work possibility in order to assess the case; Depend on the demand of the fund of every stages of the case , plan proper financing amount , and include in the real estate and trust mechanism of the fund, meet with inter-item transfer for the property right changing and fund while avoiding the course of building, in order to guarantee the banks’ creditor right, and finish urban renewal plans smoothly.