| Summary: | 碩士 === 國立東華大學 === 國際企業學系 === 99 === The purpose of this study was observed original seventy-four credit unions of Taiwan, after 1997 Asian financial crisis resulted in basic financial collapse or be merged, and 2008 Lehman Brothers and the U.S. subprime mortgage which caused Europe and the United States financial systemic crisis, the remaining 26 credit cooperatives in Taiwan, to enhance the performance and improve the main body.The study used data envelopment analysis (Data Envelopment Analysis, referred to as DEA) to evaluate the performance. Classified the disadvantage of credit unions, and discussed the operational efficiency during year 2000 to 2009. The study results are as follows:(1) inputs in the CCR model of long-term efficiency improvements, the prevalence of "number of staff" resources over the situation.(2). to BCC model inputs found that "the number of staff" into general waste is also too much, compared to CCR model, only "First Second Credit Cooperative of Hualien","Credit Cooperative of Lukang " and "Second Credit Cooperative of Hualien" did not appear redundant in the observation period State.(3). outer islands of the credit unions in the "capital"project of the allocation of resources, relative to other regions is a waste of danger, but in recent years in improving the capital adequacy ratio under the consideration of risk tolerance also increased at the same; Outer Islands for the long term should enhance the social loan tradin volume to be relatively efficient use of resources.
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