Summary: | 碩士 === 中華大學 === 企業管理學系碩士班 === 99 === Taiwan has marched into the M Society rapidly. The gap between the rich and the poor has reached as high as 66 times. Both the poor and the rich all have to face different financial lessons. To assist students in socialization and to help those adapting themselves in the future are school’s duties. Therefore, it is very essential and important to conduct students with accurate money value in order to establish their rational consuming attitude and to form the saving habits early through suitable teaching materials and teaching methods.
This study is to design financial education curriculum for the first and second graders in primary school and to evaluate the learning effect through questionnaire as well as how the family background influences the learning of financial management. The purposes of this study are as follow: 1. to understand the possibility of financial education curriculum for the first and second graders in primary school 2. to study the learning effect of money value, consuming attitude and saving habits 3. to research how the family background influences the financial education learning of money value, consuming attitude and saving habits.
This study applied the quasi-experimental methodology. The study objects were the second graders of two classes in Primary School. One class was the experiment group of 28 students. They took fourteen times curriculum of financial education conception, which was twice a week and forty minutes every time. The other class was the comparison group of 27 students. They was with none curriculum of financial education conception.
This study was with data synthesizing and documents research and to design the curriculum of financial education conception which was suitable for the first and second graders in primary school, and applied the self-editing measurement of financial education conception for the first and second graders in primary school as study method to proceed the pre-test and post-test. The outcome was analyzed by percentage and T-test to compile statistics and sort the data. The conclusions of this study are as below:
1. It is feasible to conduct financial education curriculum for the first and second graders in primary school.
2. After taking financial education curriculum, the improvement of "money value and saving habits" is especially obvious.
3. There isn’t any obvious change in consuming attitude after taking financial education curriculum.
4. After taking financial education curriculum, their financial management conception, money value, consuming attitude and saving habits are promoted.
5. The education background of mother influences the children on financial conception, money value and consuming attitude
6. Regarding children’s gender, father’s occupation, father’s education background, mother’s occupation, family state and family status, there is no obvious difference in financial conception, money value, consuming attitude and saving habits.
Based on the conclusions, this study proposes specific suggestions for school, family and as a reference for future research.
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