Fee Income and Operating Performance under Financial Bubbles: An Empirical Analysis of Taiwan’s Domestic Banks

• Main Authors: Ling-Ching Hua, 華苓菁
• Other Authors: Chen-Jui Huang
• Format: Others
• Language: zh-TW
• Published: 2010
• Online Access: http://ndltd.ncl.edu.tw/handle/47724654197479808520

碩士 === 東海大學 === 財務金融學系碩士在職專班 === 98 === This study examines major determinants for bank fee income and operationg performance under financial bubbles, with focus placed on 36 domestic banks in Taiwan between 2006 and 2009. The pooled panel model, fixed effect model, and random effect model are applied and compared to obtain empirical evidence. Major findings are as follows. (1) Bank fee income is sensitive to financial bubbles while bank operating performance is not. (2) Bank deposits are positively associated to fee income and net fee income, but expansion in scale seems irrelevant with performance. (3) Both fee income and operating performance appear either lower or unaffected for banks belonging to the financial holding company. (4) The effect of nonperforming loans on operating performance is either negative or insignificant. (5) Interest income cannot raise performance.