A Study on Financial Holding Company Act’s Influence on Banking Industry’s Performance

• Main Authors: Yon-Gru Li, 李勇儒
• Other Authors: Shu-mei Lin
• Format: Others
• Language: zh-TW
• Published: 2010
• Online Access: http://ndltd.ncl.edu.tw/handle/43853450186019148510

碩士 === 樹德科技大學 === 金融與風險管理系碩士班 === 98 === The implementation of Financial Holding Company Act has led Taiwan's banking industry to a brand new era. The strengths of the financial holding company include large-scale organization, diversification and more marketing channels. This study was made to demonstrate the performance change of Taiwan’s banking industry from 2003 to 2008 after the implementation of Financial Holding Company Act as a way to find out the actual influences and whether the financial holding banks are having more advantages as they claimed. Based on the empirical data, the efficiency value performance of financial holding banks is better than that of non-financial holding banks whether in respect to production efficiency, technical efficiency or scale efficiency. This reveals that the establishment of financial holding companies enables its subsidiary banks to have more operation advantages and it also shows that the Financial Holding Company Act indeed contributes to the competitive advantage of financial holding banks. It’s also found that experiencing the financial crisis of 2008, the financial holding banks shows negative impact on the efficiency value; on the contrary, the efficiency value of the non-financial holding banks exhibits substantial growth.