An Operating Efficiency Analysis of Merging Community Financial Institutions of Taiwan Domestic Banks

碩士 === 靜宜大學 === 財務金融研究所 === 98 === This study investigates an operating efficiency analysis of merging community financial institutions (including credit cooperatives and credit departments of farmers’ and fishermen’ associations) of Taiwan domestic banks. The sample includes seventeen cases from 20...

Full description

Bibliographic Details
Main Authors: Wun-Jyun Wang, 王文君
Other Authors: Chia-Wu Lu
Format: Others
Language:zh-TW
Published: 2010
Online Access:http://ndltd.ncl.edu.tw/handle/63084615347303733048
Description
Summary:碩士 === 靜宜大學 === 財務金融研究所 === 98 === This study investigates an operating efficiency analysis of merging community financial institutions (including credit cooperatives and credit departments of farmers’ and fishermen’ associations) of Taiwan domestic banks. The sample includes seventeen cases from 2001 to 2006 year. By using Data Envelopment Analysis (DEA) with input variables of net income and deposits, and output variables of loans and earnings before tax, the results show that: 1. The total efficiency, pure technology efficiency and scale efficiency of those sample banks are all significant higher after acquisition. 2. By regression analysis, the factors which significantly improve the operating performance after merging are higher total asset, higher return on assets, and the numbers of branches. Besides, the fewer ratios of shares that government holds, a sample banks will enhance higher performance after acquisition.