Research of the Accident Insurance Adjustment Case

• Main Authors: Sheng-Chou Yang, 楊勝州
• Other Authors: Shuh-Yuan Liao
• Format: Others
• Language: zh-TW
• Published: 2009
• Online Access: http://ndltd.ncl.edu.tw/handle/07940473929311492433

碩士 === 淡江大學 === 保險學系保險經營碩士在職專班 === 97 === Due to lower premium and higher security, accident insurance has been used to hedge against the risk of a contingent loss. Since Taiwan government approved accident insurance market in 2001, it has played a very important role for insurance company’s revenue. However, the rising of consciousness of protection and variety and complexity of insurance products are increasing insurance disputes. Majority of them has become a lawsuit. The duration of lawsuits delays claim payments. These delays are detrimental to confidence of insurance. For protecting individual insured privileges and decreasing insurance disputes, this thesis is only included individual accident insurance not included group accident insurance. Using objective analysis clears the truth. Also, focus on the arguments and investigate the causes. The thesis is based on several value cases. Collecting and analyzing case by case. The purpose of this research is to provide the individual the correct insurance concept. In the meantime, the research provides insurers information to correct insurance products to settle disputes in a timely manner.