A Systems Thinking investigation of development of Subprime Crisis.

• Main Authors: Chia-lun Yang, 楊嘉倫
• Other Authors: Showing Young
• Format: Others
• Language: zh-TW
• Published: 2009
• Online Access: http://ndltd.ncl.edu.tw/handle/644k85

碩士 === 國立中山大學 === 企業管理學系研究所 === 97 === This research attempts to construct the dynamic model of forming process in Subprime Crisis by systemic thinking and find out the solution by using Archetype. We extensively review literature concerning Subprime Mortgage, Credit transaction, System Dynamics, and Finance. Then based on these literature, this research would construct Causal Feedback Loop Diagram to search for Leverage Solution and hopes to resolve the financial problem fundamentally. After reviewing previous literature, most articles only focus on short-term and limited discussion, so this research attempts to put them together by Causal Feedback Loop Diagram. Through analysis, this research find out the concealed Values behind Subprime Crisis, that is the pursuit of capitalism ,in other words, it means decision-makers only care about short-term benefits lack of consideration of the consequence. So the more effective strategy is “to hold Management Flight Simulator Seminar for managers” and “to increase the opportunity for the general public to get access to system thinking.” Furthermore, we also discover that “Moral Courage” cannot be neglected in the recent Subprime Crisis. If we continue to limit our thinking, the financial crisis would never end and would happen again and again. The better way is to strengthen risk control and to hold a value system when facing chain reaction of the Subprime Crisis.