| Summary: | 碩士 === 國立高雄第一科技大學 === 金融營運所 === 97 === Along with economic environment vicissitude and social structure changes, the people health problem will face the threat of disease risk, and the macro economic environment in 2008, to sustain the impact of the financial tsunami, the medical expense even possibly creates the family economics gap. The health insurance is mainly to compensate because of the disease result health injury, and play the important role of provides the person basic medical demand safeguard. This study uses the data from January 2004 to December 2008, and discusses macro economic variables, like leading economic indicators, consumer price index of medical expenses, the average wage income, interest rates in money market, unemployment rate, to influence of the health insurance premium income. The empirical results show that variables among the co-integration and error correction test exists of long-run equilibrium, and has a causal relationship; the variance decomposition found that the consumer price index of medical expenses, and money market interest rate have strongest exogeneity, and they much less impacts of other variables, under the shocks of the response the variables to have the mutual influence, and may present the stable balanced development in the long run.
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