Summary: | 碩士 === 立德大學 === 國際企業管理研究所 === 97 === This study mainly investigated the determinants of financial holding company risk, taking 14 domestic financial holding companies from 2001 to 2007. First, we found that the retired official would increase financial holding company risk. Furthermore, we used the retired official, institutional holding, size, and bad debt had influence on BIS, exhibiting sensitivity analysis, we still found financial holding company risk lowest by no retired official working, less institutional holding in the financial holding company, larger asset and lower bad debt. Second, we studied the aspects of financial holding company non-operation impact on financial holding company risk, finding that non-operation spread of financial holding company would enhance financial holding company risk, especially return of fee and commission. Finally, we examined corporate governance influence on financial holding company performance, including ROA, EPS and Tobin’s Q. The result as same as prior findings lowering the financial holding company performance and related increased financial holding company risk.
|