The Research of Structured Notes and Sales Risk from a Bank

• Main Authors: Ya-Ting Yang, 楊雅婷
• Other Authors: Ja- Shen, Chen
• Format: Others
• Language: zh-TW
• Published: 2008
• Online Access: http://ndltd.ncl.edu.tw/handle/62229800886767807262

碩士 === 元智大學 === 管理研究所 === 96 === Wealth Management is the most popular business issue among financial industry recently; due to the financial industry has been suffered from long term competition, plus banks have been innovated new investment tool for investor even though the profit is squeezed. For the past three years, banks in Taiwan have been sold out more than 2000 million Structured Notes which is the new merchandise under wealth management. Since subprimemortgage was occurred last year; the insufficient information between banks and investors that brings problems and risks while banks promote structured notes. The research based on the risk of structured notes and provided different designed for each customer; this is an important topic among financial industry nowadays. The research adopted the structured notes from C bank and further to analysis the risk that under Wealth Management; the purposes of this research are as the following: 1. The importance of wealth management toward customers’ risk. 2. Analysis the procedure of structured notes and risk management. 3. Pointed out the attention for investors while purchasing structured notes. This research also expected to implement sale of structured notes in order to take it as vi reference for domestic banks; moreover, the research will come out relevant suggestions for investors whom will purchase structured notes in the future.