| Summary: | 碩士 === 淡江大學 === 保險學系保險經營碩士在職專班 === 96 === Since 1980, Taiwan Electronics industry has spawn in accelerated speed. In the last 20 years, the Electronics industry has been the main breadwinner for Taiwanese economy. Located in the Hsin-Chu Science Park, the high tech industry has won high reputation from all over the world. Electronic products became the main item of export for Taiwan. Vast and fast development of high tech industry is now the mainstream of Taiwanese economy and growing in simultaneously with other developed countries.
Taiwan Electronics Industry sprouted from less than complex business model of OEM, ODM to the ever-growing empire of Taiwanese technology industry. Professional ODM business model and world-wide operation has diversified its operational risks. Several major players in Taiwan Electronics industry, such as Foxconn, Quanta, Lite-on, Compal, have crossed over from traditional OEM and ODM model and move towards international operation, becoming more competitive in its playing field.
The diversity of international operation of Taiwanese Electronics industry has escalated its logistic risks. About 10 years ago, a custom-made insurance project has been introduced by international broker. This specific product fits more hand-in-hand for Taiwan Electronics industry than traditional marine cargo and property insurance.
This report aims to analyze the history, special features of the product, unique insurance terms, and purchasing strategy in current insurance market. Using a specific example with 5-year renewal trend and continuous suggestion in arranging this insurance product, this report attempts to address the possible issues international Electronics companies might encounter whilst purchasing STP program.
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