| Summary: | 碩士 === 國立臺灣大學 === 經濟學研究所 === 96 === Since the Financial Holding Company Law was dispensed in 2001, financial institutes integrated business of banking, securities and insurance aggressively. So far there are 14 financial holding companies. They expect to optimize finance, operate synergetic efficiently . Then keep cost down and increase revenue. However, is it make bank business or manpower performance efficient by organize maximization and deal in many angles. That is a key agenda in the thesis.
The research uses the tool of case study and the case is Fubon Bank and Taipei Bank of Fubon Financial Holding Company. For an accurate analysis, I collect Fubon Bank and Taipei Bank’s latest ten years financial information and data from 1997 to 2006 and 36 sample banks’ latest five years financial information and data from 2002 to 2006. Estimate the inefficient value of the national bank and analyze the performance after merger among Fubon Bank and Taipei Bank , through stochastic frontier cost function, Cobb-Douglas cost function and Translog cost function.
The research results are as follows: (1)The use of cost does not turn good shortly after merger among Fubon Bank and Taipei Bank. (2) The use of cost is better than the average level of more other banks because the physique is relatively good before merger among Fubon Bank and Taipei Bank. (3) The integration of enterprise''s cultural difference and synergetic result take longer time. (4) Perfect the financial market environment is more important than the merger of government guides.
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