Pension Planning under New Labor Pension Act in Taiwan

• Main Authors: CHUN-CHIEH,WANG, 王俊傑
• Other Authors: Wen-Chih Lee, Yung-Chih Wang
• Format: Others
• Language: zh-TW
• Published: 2008
• Online Access: http://ndltd.ncl.edu.tw/handle/64999342985036166317

碩士 === 國立高雄應用科技大學 === 商務經營研究所 === 96 === Abstract This study explores pension planning under Taiwan’s new Labor Pension Act. It is argued that complete pension planning should be long-term financial planning in the consideration of inflation and investment return. We propose a complete framework to compute pension gap. Case studies and sensitivity analysis, based on different investment returns, are conducted in order to understand how a middle-class family in Taiwan could accomplish a complete pension planning. We argue that pension planning should incorporate investor’s risk preference and a variety of financial instruments in order to minimize pension gap.