On Bonus-Malus System Based On Claim Frequency and Severity in the Third Responsibility Damage Insurance
碩士 === 逢甲大學 === 統計與精算所 === 96 === The current Bonus-Malus system is based only on the number of claims of the previous year without taking the severity of claims into consideration. In this thesis paper, a whole new Bonus-Malus system based on the number and the severity of claims is established by...
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2008
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| Online Access: | http://ndltd.ncl.edu.tw/handle/01902625296549101331 |
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ndltd-TW-096FCU053360222015-11-27T04:04:43Z http://ndltd.ncl.edu.tw/handle/01902625296549101331 On Bonus-Malus System Based On Claim Frequency and Severity in the Third Responsibility Damage Insurance 根據理賠次數和金額來探討汽車任意第三責任險的加減費系統 Pei-li Lin 林佩麗 碩士 逢甲大學 統計與精算所 96 The current Bonus-Malus system is based only on the number of claims of the previous year without taking the severity of claims into consideration. In this thesis paper, a whole new Bonus-Malus system based on the number and the severity of claims is established by using Markov Chain Model. The goal of the Bonus-Malus system is to reduce traffic accidents by punishing accident-prone drivers so that it will fairly reduce the financial burden of good drivers and the waste of social resource resulted from an unfair system. Kunjung Lai 賴崑榮 2008 學位論文 ; thesis 54 zh-TW |
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NDLTD |
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zh-TW |
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Others
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NDLTD |
| description |
碩士 === 逢甲大學 === 統計與精算所 === 96 === The current Bonus-Malus system is based only on the number of claims of the previous year without taking the severity of claims into consideration. In this thesis paper, a whole new Bonus-Malus system based on the number and the severity of claims is established by using Markov Chain Model. The goal of the Bonus-Malus system is to reduce traffic accidents by punishing accident-prone drivers so that it will fairly reduce the financial burden of good drivers and the waste of social resource resulted from an unfair system.
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| author2 |
Kunjung Lai |
| author_facet |
Kunjung Lai Pei-li Lin 林佩麗 |
| author |
Pei-li Lin 林佩麗 |
| spellingShingle |
Pei-li Lin 林佩麗 On Bonus-Malus System Based On Claim Frequency and Severity in the Third Responsibility Damage Insurance |
| author_sort |
Pei-li Lin |
| title |
On Bonus-Malus System Based On Claim Frequency and Severity in the Third Responsibility Damage Insurance |
| title_short |
On Bonus-Malus System Based On Claim Frequency and Severity in the Third Responsibility Damage Insurance |
| title_full |
On Bonus-Malus System Based On Claim Frequency and Severity in the Third Responsibility Damage Insurance |
| title_fullStr |
On Bonus-Malus System Based On Claim Frequency and Severity in the Third Responsibility Damage Insurance |
| title_full_unstemmed |
On Bonus-Malus System Based On Claim Frequency and Severity in the Third Responsibility Damage Insurance |
| title_sort |
on bonus-malus system based on claim frequency and severity in the third responsibility damage insurance |
| publishDate |
2008 |
| url |
http://ndltd.ncl.edu.tw/handle/01902625296549101331 |
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