A Comparative Study on the Efficiency of the Credit Department of Farmers’ Accociation after Agriculfural Finance Law

• Main Authors: Lin Ming Chiou, 林明萩
• Other Authors: 蔡明春
• Format: Others
• Language: zh-TW
• Published: 2007
• Online Access: http://ndltd.ncl.edu.tw/handle/01105871222033380489

碩士 === 中華大學 === 經營管理研究所 === 95 === Abstract The agricultural finance law implements officially in January 30, 2004, the peasant association credit department may accept the national agriculture national treasury the request service, enable the peasant association credit department to have in the service condition of with the general bank competition, moreover also expands the peasant association credit department business scope and the object, because in addition financial overseeing and saves guarantees the system to cause transport business of risk the peasant association credit department to reduce relatively, strengthens the depositor belief. Had established necessity of the peasant association credit department existence execution in the agricultural finance law, Zhang Jia Ling (2005) has once discussed peasant association's credit department management achievements in the agricultural revenue law execution year, but the material collection to the agricultural revenue law execution in the past, has not only been able to see the following benefit explicitly, therefore, this research further use data envelopment analysis and malmquist productivity index from 2002 to 2005 4 years period, discussed and compared the peasant association credit department after the agricultural finance law execution the efficiency change and the progress degree, in addition, because of the different region type analysis, understood the correlation of the agricultural revenue law execution managed the achievements in the different management environment and the peasant association credit department. This research lies between the law by the intermediation approach and the asset approach and synthesizes the expert advice to decide puts into production a target, an in which investment target for the interest cost, the capital expense, the work expense, the operating expenses and the deposit; Produces the outlay target for the non-agricultural loans income, must loans the income and the interest cost, auxiliary determines after the stray unit takes 246 DMU is the weight object. The main research discovery agriculture Jin Fa execution has the obvious influence to management achievements the entire province peasant association, also the legislation benefit starts after the agricultural revenue law execution second year, but pure technical inefficiency for cause management efficiency not clear principal factor. The city and countryside area is affected after the metropolis area maximum its overall efficiency Yu Nongjin the law to execute the second year to promote. In the different geography position, after the east and north area Yu Nongjin the law executes the second year to promote. Execution agriculture Jin Fahou, regarding competes originally peasant association of credit department the intense metropolis area, has the obvious legislation result. But, discovered by way of the inefficiency teaching of arts and crafts ratio that, the transport business good credit department displays well, but transport business difference credit department displays badly.