Financial development of China to influence banks'' operating performance.

• Main Authors: Fang-Ying Shiu, 許芳熒
• Other Authors: Hsiu-Ling Wu
• Format: Others
• Language: zh-TW
• Published: 2004
• Online Access: http://ndltd.ncl.edu.tw/handle/35440022993229174869

碩士 === 淡江大學 === 國際貿易學系國際企業學碩士班 === 94 === The purpose of this paper is to investigate the effect of financial development on the operating performance in China’s banking industry. The study measure the financial development by index of the economical monetization, the economical financialization (FIR) and the economical securitization (capitalization rate). In the paper, we undertake the analysis using 14 bank-level accounting data and macroeconomic data for the times period covering 1996-2004. The banking industry operating performance’s variable includes ROA, ROE and operating expense. The results of empirical study show that a higher degree of the economical monetization and economical financialization has the positive influences on the banks’ operating performance. However, a higher degree of the economical securitization has the negative influences on the banks’ operating performance.