Summary: | 碩士 === 國立臺灣大學 === 財務金融學研究所 === 94 === In this paper, we investigate the relationship between bank governance mechanisms and bank performance, and to examine the soundness of commercial banks in the Taiwan banking industry. In total, there are 28 sample banks from 2001 to 2002 and 29 banks (with Taiwan Cooperative Bank) from 2002 to 2004 included in our study. Despite with many practitioners have conducted their studies using ROE, ROA and Tobin’s Q …etc. as performance index, our study choose an overall performance indicator with considering CAMEL variables and growth variables. In our study, Factor Analysis and Principle component Analysis are constructed and corporate governance variables that have been applied on banking performance are tested by logit. We try to find out the relationship between corporate governance variables of our chosen banks and the corresponding operating performance. In terms of bank performance perdition, we first reserve 2005 financial data as actual performance and used 2001 to 2004 study significant variables to come out with the estimated 2005 performance. Hope by conducting this study can provide Taiwan banking supervisory agency a different view point that may affect banks performance and to help them identify the opportunely bank fragile, take the necessary corrective measures and prevent a systemic crisis.
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