Fidelity Bonding Insurance --Analyzing Insurance Policy and Judicial Decision

• Main Authors: KU,PEI-YU, 古珮玉
• Other Authors: CHIANG, CHAO-KUO
• Format: Others
• Language: zh-TW
• Published: 2006
• Online Access: http://ndltd.ncl.edu.tw/handle/20258996938789364238

碩士 === 國立臺北大學 === 法學系 === 94 === In 1964, the property insurance industry in Taiwan launched the credit bonding insurance, a loyal guarantee service for employers, due to the rising employee dishonest issues. The policy clause and rules of this insurance were revised and renamed as the fidelity bonding insurance in 1986, and then revised again in 2004. This dissertation compares the difference between the insurance articles before and after 2004, in particular on those parts that have caused arguments when insured filed the claim. The conclusions are summarized as below: 1.Loss discovered period, which is under insurer’s coverage, is calculated based on when the loss occurred and when it was noticed. 2.Dishonest behavior should include the behavior of breaching faith. 3.The insurer will not be liable for the loss when it was caused by insured’s infringe on the auditing rules.