International Mergers and Acquisitions in Banking Industry: Motives, Determinants and Performance of Profitability and Efficiency of Acquiring Firms

• Main Authors: Chin-yi Lai, 賴靜頤
• Other Authors: Yung-Hsiang Ying
• Format: Others
• Language: en_US
• Published: 2006
• Online Access: http://ndltd.ncl.edu.tw/handle/71648711459061496213

碩士 === 國立中山大學 === 企業管理學系研究所 === 94 === In the context of increasing consolidation in the banking industry, this research examined the profitability and efficiency performance before and after international mergers and acquisitions of acquiring banks, and the major determinants to improve performance. In a sample of 295 commercial banks and bank holding companies, international mergers and acquisitions does lead to potential improvement in efficiency for acquiring banks. However, no evidence shows that profitability would be improved through international mergers and acquisitions. Further, it is found that enhancement in net interest margin is most significant variable to influence the improvement in profitability; while reduction of administrative costs and net-interest revenues and improvement in generating loans are significant to enhance the efficiency performance.