| Summary: | 碩士 === 國立高雄第一科技大學 === 金融營運所 === 94 === ABSTRACT
Our country government for in accordance to the financial internationalization
and the liberalized tendency of, from 1987, first time opened the America life
insurance company to come the establishment subsidiary company in Taiwan, in
1993 opened the compatriot to apply for the establishment insurance company, the
comprehensive opening foreign insurance company came the establishment
subsidiary company after 1994, our country life insurance company faced the
impact immediately which highly competed. But along with people level of living
unceasing promotion, in addition finance industry faced with internationalization
when, traditional insurance business service already insufficient modern people''s
demand, therefore, while domestic is in vogue financial merge practice at the same
time, the insurance industry management condition and the development tendency,
also faces must step into the business policy reform transition along with the
environmental trend. Life insurance industry facing external environment
significant vicissitude, each insurance company in order to can continue in the life
insurance market to carry on business, how strengthens the life insurance company
iv
the management strategy, the promotion business achievements, actually this is near
in front of important topic for insurance company.
This article studies the period was from 1997 to 2004, divided two stages
discussions about the life insurance company''s management achievements, the first
stage take the field duty personnel, the office duty personnel, business expense, the
business management expense investment variable, individual at the beginning of
life insurance the year insurance premium income, individual life insurance
continued the year insurance premium income, other at the beginning of insurance
premiums the year income, other insurance premiums continues the year income as
to deliver the variable, the use Data Envelopment Analysis method examine
domestic 29 life insurances company''s management efficiency, the second stage
used the Tobit regression analysis, further discussed the life insurance company''s
subsidiary company quantity and whether bought into line with the financial
holding company to manage the achievements the influence.
Real analysis result, total technical efficiency and subsidiary company of
quantity life insurance company, whether brings into line with the financial holding
company to present the correlation, but does not reveal. In this article research
scope, only has the Cathay Life Ininsurance, the Shin Kong Life Insurance, the
Fubon Life Assurance all officially brings into line with the financial holding
company to 2001 year''s end, Its overall effectiveness index value has not all
achieved the relative effectiveness from 2002 to 2004, also has not had the obvious
promotion. Subsidiary company quantity, whether brings into line with the financial
holding company are all presents the correlation in the pure technical efficiency to
reveal, are expressed more business foothold and has bought into line with the
financial holding company, its has the resources sharing superiority has the positive
contribution to the pure technical efficiency value; Speaking of the scale efficiency,
how much does the subsidiary company quantity present the negative correlation
influence to the efficiency value, brings into line with the financial holding
company is does not have the influence to the efficiency value.
|
|---|
