The Organizational Structure and Efficiency Analysis of a Bank
碩士 === 國立高雄第一科技大學 === 金融營運所 === 94 === Abstract In line with the drastic transformation in the climate of the world economy, the conventional government-run banks are tremendously challenged by the irresistible trends of liberalization and internationalization. To promote the organize reform is the...
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ndltd-TW-094NKIT56670132016-05-20T04:18:02Z http://ndltd.ncl.edu.tw/handle/26689137489665887893 The Organizational Structure and Efficiency Analysis of a Bank 組織結構與銀行效率分析 Jinn-Shyang Lin 林進祥 碩士 國立高雄第一科技大學 金融營運所 94 Abstract In line with the drastic transformation in the climate of the world economy, the conventional government-run banks are tremendously challenged by the irresistible trends of liberalization and internationalization. To promote the organize reform is the hot issue of breaking through managing predicament at present. After the lush growth of new banks, exceeded numbers of branch became the roots of deteriorating financial system. The phenomenon makes low prosperity and increase the non-performance loans with unsuitable management and also creates the financial crisis. Thus it’s necessary to discuss the managing efficiency and organization structure of a bank to achieve the best operation efficiency. The study uses data envelopment analysis model to estimate operating efficiency of the bank . The methodology of the research is adopting the intermediary approach by taking number of staffs, deposit, foreign exchange as input variables and the volume of loan, surplus as output variables. Then this thesis utilizes data envelopment analysis to evaluate the efficiency of each regional corporate banking center. After that, we adopt with the regression model of the Tobit to analyze the correlation between operating efficiency on the location of each branches and some variables like business volume, insurance agency, executive, non-performance loan ratio. The research samples 156 branches of C-Bank, and the period covers from 2001 to 2004. The main findings of the study are summarized as following: The means of overall efficiency in the evaluated branch is 0.5160 which shows 48.4% of resources not to generate any profit. The situation mostly due to the scale inefficiency,The reason is that most branches are under the situation of increasing returns to scale. The result shows that deposit-loan has statistically positively related on overall technical efficiency; and deposit business has positively related; and insurance business has not statistically related with it. Deposit-loan are statistically positively related with scale technical efficiency; and deposit business has not statistically related with it; and insurance business has statistically positively related. In short, the application of organization Restructure must be able to achieve the goal of improving operation efficiency of the bank. Ho-Chyuan Chen 陳和全 2006 學位論文 ; thesis 91 zh-TW |
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碩士 === 國立高雄第一科技大學 === 金融營運所 === 94 === Abstract
In line with the drastic transformation in the climate of the world economy, the
conventional government-run banks are tremendously challenged by the irresistible
trends of liberalization and internationalization. To promote the organize reform is the
hot issue of breaking through managing predicament at present. After the lush growth
of new banks, exceeded numbers of branch became the roots of deteriorating financial
system. The phenomenon makes low prosperity and increase the non-performance
loans with unsuitable management and also creates the financial crisis. Thus it’s
necessary to discuss the managing efficiency and organization structure of a bank to
achieve the best operation efficiency.
The study uses data envelopment analysis model to estimate operating efficiency
of the bank . The methodology of the research is adopting the intermediary approach
by taking number of staffs, deposit, foreign exchange as input variables and the
volume of loan, surplus as output variables. Then this thesis utilizes data envelopment
analysis to evaluate the efficiency of each regional corporate banking center. After
that, we adopt with the regression model of the Tobit to analyze the correlation
between operating efficiency on the location of each branches and some variables like
business volume, insurance agency, executive, non-performance loan ratio.
The research samples 156 branches of C-Bank, and the period covers from 2001
to 2004. The main findings of the study are summarized as following: The means of
overall efficiency in the evaluated branch is 0.5160 which shows 48.4% of resources
not to generate any profit. The situation mostly due to the scale inefficiency,The
reason is that most branches are under the situation of increasing returns to scale. The
result shows that deposit-loan has statistically positively related on overall technical
efficiency; and deposit business has positively related; and insurance business has not
statistically related with it. Deposit-loan are statistically positively related with scale
technical efficiency; and deposit business has not statistically related with it; and
insurance business has statistically positively related.
In short, the application of organization Restructure must be able to achieve the
goal of improving operation efficiency of the bank.
|
author2 |
Ho-Chyuan Chen |
author_facet |
Ho-Chyuan Chen Jinn-Shyang Lin 林進祥 |
author |
Jinn-Shyang Lin 林進祥 |
spellingShingle |
Jinn-Shyang Lin 林進祥 The Organizational Structure and Efficiency Analysis of a Bank |
author_sort |
Jinn-Shyang Lin |
title |
The Organizational Structure and Efficiency Analysis of a Bank |
title_short |
The Organizational Structure and Efficiency Analysis of a Bank |
title_full |
The Organizational Structure and Efficiency Analysis of a Bank |
title_fullStr |
The Organizational Structure and Efficiency Analysis of a Bank |
title_full_unstemmed |
The Organizational Structure and Efficiency Analysis of a Bank |
title_sort |
organizational structure and efficiency analysis of a bank |
publishDate |
2006 |
url |
http://ndltd.ncl.edu.tw/handle/26689137489665887893 |
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