The Organizational Structure and Efficiency Analysis of a Bank

碩士 === 國立高雄第一科技大學 === 金融營運所 === 94 === Abstract In line with the drastic transformation in the climate of the world economy, the conventional government-run banks are tremendously challenged by the irresistible trends of liberalization and internationalization. To promote the organize reform is the...

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Main Authors: Jinn-Shyang Lin, 林進祥
Other Authors: Ho-Chyuan Chen
Format: Others
Language:zh-TW
Published: 2006
Online Access:http://ndltd.ncl.edu.tw/handle/26689137489665887893
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spelling ndltd-TW-094NKIT56670132016-05-20T04:18:02Z http://ndltd.ncl.edu.tw/handle/26689137489665887893 The Organizational Structure and Efficiency Analysis of a Bank 組織結構與銀行效率分析 Jinn-Shyang Lin 林進祥 碩士 國立高雄第一科技大學 金融營運所 94 Abstract In line with the drastic transformation in the climate of the world economy, the conventional government-run banks are tremendously challenged by the irresistible trends of liberalization and internationalization. To promote the organize reform is the hot issue of breaking through managing predicament at present. After the lush growth of new banks, exceeded numbers of branch became the roots of deteriorating financial system. The phenomenon makes low prosperity and increase the non-performance loans with unsuitable management and also creates the financial crisis. Thus it’s necessary to discuss the managing efficiency and organization structure of a bank to achieve the best operation efficiency. The study uses data envelopment analysis model to estimate operating efficiency of the bank . The methodology of the research is adopting the intermediary approach by taking number of staffs, deposit, foreign exchange as input variables and the volume of loan, surplus as output variables. Then this thesis utilizes data envelopment analysis to evaluate the efficiency of each regional corporate banking center. After that, we adopt with the regression model of the Tobit to analyze the correlation between operating efficiency on the location of each branches and some variables like business volume, insurance agency, executive, non-performance loan ratio. The research samples 156 branches of C-Bank, and the period covers from 2001 to 2004. The main findings of the study are summarized as following: The means of overall efficiency in the evaluated branch is 0.5160 which shows 48.4% of resources not to generate any profit. The situation mostly due to the scale inefficiency,The reason is that most branches are under the situation of increasing returns to scale. The result shows that deposit-loan has statistically positively related on overall technical efficiency; and deposit business has positively related; and insurance business has not statistically related with it. Deposit-loan are statistically positively related with scale technical efficiency; and deposit business has not statistically related with it; and insurance business has statistically positively related. In short, the application of organization Restructure must be able to achieve the goal of improving operation efficiency of the bank. Ho-Chyuan Chen 陳和全 2006 學位論文 ; thesis 91 zh-TW
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description 碩士 === 國立高雄第一科技大學 === 金融營運所 === 94 === Abstract In line with the drastic transformation in the climate of the world economy, the conventional government-run banks are tremendously challenged by the irresistible trends of liberalization and internationalization. To promote the organize reform is the hot issue of breaking through managing predicament at present. After the lush growth of new banks, exceeded numbers of branch became the roots of deteriorating financial system. The phenomenon makes low prosperity and increase the non-performance loans with unsuitable management and also creates the financial crisis. Thus it’s necessary to discuss the managing efficiency and organization structure of a bank to achieve the best operation efficiency. The study uses data envelopment analysis model to estimate operating efficiency of the bank . The methodology of the research is adopting the intermediary approach by taking number of staffs, deposit, foreign exchange as input variables and the volume of loan, surplus as output variables. Then this thesis utilizes data envelopment analysis to evaluate the efficiency of each regional corporate banking center. After that, we adopt with the regression model of the Tobit to analyze the correlation between operating efficiency on the location of each branches and some variables like business volume, insurance agency, executive, non-performance loan ratio. The research samples 156 branches of C-Bank, and the period covers from 2001 to 2004. The main findings of the study are summarized as following: The means of overall efficiency in the evaluated branch is 0.5160 which shows 48.4% of resources not to generate any profit. The situation mostly due to the scale inefficiency,The reason is that most branches are under the situation of increasing returns to scale. The result shows that deposit-loan has statistically positively related on overall technical efficiency; and deposit business has positively related; and insurance business has not statistically related with it. Deposit-loan are statistically positively related with scale technical efficiency; and deposit business has not statistically related with it; and insurance business has statistically positively related. In short, the application of organization Restructure must be able to achieve the goal of improving operation efficiency of the bank.
author2 Ho-Chyuan Chen
author_facet Ho-Chyuan Chen
Jinn-Shyang Lin
林進祥
author Jinn-Shyang Lin
林進祥
spellingShingle Jinn-Shyang Lin
林進祥
The Organizational Structure and Efficiency Analysis of a Bank
author_sort Jinn-Shyang Lin
title The Organizational Structure and Efficiency Analysis of a Bank
title_short The Organizational Structure and Efficiency Analysis of a Bank
title_full The Organizational Structure and Efficiency Analysis of a Bank
title_fullStr The Organizational Structure and Efficiency Analysis of a Bank
title_full_unstemmed The Organizational Structure and Efficiency Analysis of a Bank
title_sort organizational structure and efficiency analysis of a bank
publishDate 2006
url http://ndltd.ncl.edu.tw/handle/26689137489665887893
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