Management and Financial Performance of Banks in Taiwan

• Main Authors: Jo-Tzu Lin, 林若姿
• Other Authors: Sheng-Yeh Wu
• Format: Others
• Language: zh-TW
• Published: 2006
• Online Access: http://ndltd.ncl.edu.tw/handle/81218878006157423101

碩士 === 義守大學 === 財務金融學系碩士班 === 94 === Banking industry is the bridge between needs and supplies of funds. It can activate the fluency of funds. Therefore, the financial situation of banking industry and the working efficiency are related to the economic development. However, the banking industry in Taiwan faces multiple turning points and crises. In the future, the banking industry will keep on integrating, emphasizing the complementary of each other. And the banks with weak constitution will be absorbed to make the whole banking industry close to integrity. Hence, this study adopted the Financial ratio analysis and DEA (Data envelopment analysis) to present the bank operation achievement through useful and practical estimation way. To the government, it can monitor and control according to the advantages and inferiorities of each banks, and as a reference for the reformation. As for each banks, they can understand the the advantages and inferiorities of themselves according to the opposite efficiency ratio. They can further utilize the advantages, and enhance shortcomings in order to improve the efficiency. They even can make use of the integration of their competitor to advance their competition ability. As for the populace, they can choose the superior banks for their dealings in accordance with their working efficiency, to make the whole banking industry more completed, and to eliminate the banks with weak constitution naturally. According to the empirical evidence through the Financial ratio analysis and DEA, this research divided the data of sample banks through DEA into two categories which are the ratio 1 and not ratio 1. And then sorted out the data according to the financial ratio in the same way. The results of this research show, the findings in both ways are represented the banks with the ratio 1 are with better working performance than others. Therefore, we can know that the results of the two research methods are approximately identical.