Summary: | 碩士 === 佛光人文社會學院 === 管理學研究所 === 94 === This report is made by inducting and anglicizing the information about The New Basel Capital Accord and the standards of credit service from domestic and foreign essays, journals, and books, and moreover integrating the impact The New Basel Capital Accord makes on the recent credit methods of domestic public-operated banks.
In this report, the impact mentioned above is analyzed by comparative method and also added with semi-structural deep interview to figure out the feasible way for public-operated banks to use and conclude banks can use healthy financial structure and risk-control system to enhance competitiveness and profits, and furthermore connect with international financial institution and expand their financial service; therefore propose better suggestions to policy-maker.
The goals of this report are as follows:
1. Discussing about the related content of “Three Pillars” of The New Basel Capital Accord.
2. Discussing the recent credit manner and risk control of domestic public-operated banks,
3. Discussing the impact The New Basel Capital Accord brings toward recent and future credit manner of domestic public-operated banks.
4. Concluding that domestic public-operated banks can use healthy financial structure and risk-control system to enhance competitiveness and profits, and furthermore connect with international financial institution and expand their financial service.
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