| Summary: | 碩士 === 國立中央大學 === 資訊管理研究所 === 93 === The so-called Mobile Payment is a mechanism which takes the mobile installation as the paying tool. The mobile commerce is popular gradually. Realizing that, all related service providers desire to handle the great marketplace of the mobile commerce. The payment model is the most crucial factor to expand the marketplace of the mobile commerce. That is to say, how the people trust and accept the system of the mobile payment is the most important factor. When it comes to the aspect of convenience, the discussion can be divided into two parts. One is that people can use it easily; the other is that people can pay for it easily. Mobile payment system should without a complicated procedure for customer to buy products and convenient for people to pay for it. Second, in the aspect of switching costs, the customer might be unwilling to use this system if it would cost him extra money. Therefore, the technique of payment is the main consideration for those who want to develop the system of the mobile payment. The other main point of promoting the mobile payment is user can buy what they want by this system or not. For example, there would be little the Merchants. Therefore, the popularity cannot be promoted because a user can merely use it in little places. Consequently, the issue of the constructing expense should be considered in the process of constructing the system of the mobile payment.
This project aims to deal with those four dimensions, discuss the shortages of the system of mobile payment nowadays, and provide the best system of the mobile payment. Therefore, I bring up a system of the micro payment which is a safe and interoperability service by using the single chip and follow the payment method of the telecom bill. Through its safety, convenience and interoperability payment, this system can achieve the goals of providing safety, efficiency and convenience for people, and expanding its range of service.
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