| Summary: | 碩士 === 朝陽科技大學 === 財務金融系碩士班 === 93 === This research aims to discuss the influence of the open policies with one featuring the direct remittance business of OBU and foreign banks with financial institutions in Mainland China as enacted by Ministry of Finance in Nov. 2001 on the operating performance of OBU of domestic bank and OBU of foreign bank. The period of research ranges in duration from 1999 to 2004 with ROA, ROE as dependent variables and each financial ratio and dummy variables (D1 going through procedures required by cross-straits financing issues, ) as explanatory variables to examine the influence from a practice of cross-straits financing issue on operating performance of OBU through the setup of dummy variable. This research applies OLS (Ordinary Least Squares) to estimate the coefficient of individual explanatory variable and classifies research samples into OBU of domestic bank, OBU of foreign bank, and entire OBU, and through test of significance, it further judges if each explanatory variable and the entire regression models are significant. Findings of this research are given as below:
1. When raking ROA as dependent variable, findings from D1, the dummy variable to manage cross-straits financing business, toward ROA of OBU indicate negative significant effects on OBU of domestic bank, OBU of foreign bank and entire OBU. To make OBU as fund procurement center for overseas Taiwanese merchants, the initiation of open policy on cross-straits business prior to cautiously evaluating open risks and establishing effective control mechanism would affect the operating performance of OBU.
2. When ROE is the dependent variable, the open policy of cross-straits financing and remittance businesses (D1) produces negative insignificant affects on ROE of entire OBU, revealing that government shall strengthen the mechanism of safe control when initiating the open policy of cross-straits financial and remittances businesses.
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