A Feasibility Study of Long-term Medical Care InsurancePay with Long-term Care Organization

• Main Authors: Chih-hung Chen, 陳志宏
• Other Authors: Wen-Pin Su
• Format: Others
• Language: zh-TW
• Published: 2005
• Online Access: http://ndltd.ncl.edu.tw/handle/kaq9x8

碩士 === 朝陽科技大學 === 保險金融管理系碩士班 === 93 === Along with the old-age population in our country rise year by year, the change of the disease type, the birth rate descends and the proportion of the women go out the work increment. It has already become the social problem gradually for old-age and the traditional families have no idea to take care their life after retirement. Currently, the long-term caring system in Taiwan have not integrated yet, and can''t provide long-term care service for old people. In addition, national health insurance for the chronic disease only provides the basic guarantee, paying for the expenses of long-term care also insufficient. In light of this, this study aim at the long-term care service for the old people or chronic disease, by combining the long-term caring organization and business long-term care insurance over a long period of time, to provide the need with consecution of the long-term care and the medical treatment of the integrity service. Besides, we also expecting can let the medical treatment organization released more sickbeds to provide to the impatient sufferer through this, and solve the dilemma of the hospital a "one bed difficult beg" in Taiwan. This research with the Life-insurance policyholder of the central region in Taiwan, make use of the One-Way ANOVA to inquire into the caring cognition degree that the Life-insurance policyholder of the central region, and through the Logitistic Model to analyze the will that Life- insurance policyholder of the central region to purchase the" Long-term care insurance that provides with the long-term care organization ".