A study on Underwriting Profit of Non-Life Insurance Industry in Taiwan
碩士 === 淡江大學 === 保險學系保險經營碩士班 === 92 === Underwriting profit plays an important part in insurance operation, and it’s also an indicator of insurance business efficiency, however, it often be ignored by managers in a competitive market. This dissertation aims to explain the movement of u...
| Main Authors: | , |
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| Format: | Others |
| Language: | zh-TW |
| Published: |
2004
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| Online Access: | http://ndltd.ncl.edu.tw/handle/52655190628268764409 |
| Summary: | 碩士 === 淡江大學 === 保險學系保險經營碩士班 === 92 === Underwriting profit plays an important part in insurance operation, and it’s also an indicator of insurance business efficiency, however, it often be ignored by managers in a competitive market.
This dissertation aims to explain the movement of underwriting profit and tries to find the characters of non-life insurance operation in Taiwan by comparing with different based underwriting profit and analyzing combined ratio. The results indicate that reinsurance can stabilize underwriting profit and helpful to non-life insurance industry for risk distribution. The combined ratio of non-life insurance industry shows high variability and is seriously affected by catastrophe, especially under written-premium basis.
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