| Summary: | 碩士 === 國立高雄第一科技大學 === 風險管理與保險所 === 92 === In recent years, the government is promoting a "Two Trillions, Twin Star" program of high technology: the electronics industry and photoelectron industry. However, with the constant change of the industry of the high technology, the problems appear and are needed to be solved by seeking the solution. These problems are such as partial insufficient insurance or special need of insurance. Therefore, this study is conducted from the point of "alternative risk transfer" (ART) for the captive company formed by enterprises to evaluate feasibility, so that it could provide business from photoelectron industry ART as reference.
The study is based on the "method of condition hypothesis." The estimation is that in the first 5 years, the captive company formed by A photoelectron firm has 34 millions and 85 millions lost, due to the cause of the annual transportation compensation 5 million condition and the great accident occurred in the third year. The study is conducted by sampling analysis to the financial influence of A photoelectron firm's captive company.
Under three different conditions and registration place, the study is conducted to analyses and estimates its financial result in the fifth year: 1. Estimate for the annual compensation preparation amount and special preparation amount. 2. By using different rate and conditions, we analyzed the accumulated income discounted cash, balance sheet, accumulated rate, financial results, and additional capital accumulation value to explain the financial capability of the captive company.
Last, it would be the discussion about the captive company, government supervision, the influence of domestic insurance company and international reinsurance market from the views of market competition, international finance, reinsurance market, the ability of dealing with contingency from the business of the traditional insurance, compatriots' job opportunity, the misunderstanding caused by solving information dissymmetrical, the flexibility integrated, and supervision of financial supervision committee, and so on.
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