| Summary: | 碩士 === 國立臺南大學 === 社會科教育學系教學碩士班 === 91 === With factors related with time and space, women of different generations use different approaches to obtaining economic resources, which further decides their attitude toward money and how they use it. Therefore, the research was designed to achieve three purposes:
1. From the perspective of life cycle, investigate the process in which a woman’s biological family and her married family respectively constructs her viewpoint on money.
2. Through analyzing the sources and uses of a married woman’s economic resources, investigate how she handles the family’s economic resources.
3. Through the self statement made by a married woman, investigates how she subjectively feels about the family’s economic resources.
The role played by a married woman in household economic resources is related with the economic resources in her control and expresses itself in different forms as the woman goes through life cycles. Therefore, this research reviewed literature, in three parts, related with the subject of study and investigated the relationship of women’s economic resources to the changes in their household economy, to the relationship between household resources and power, and to women’s life cycles respectively.
This research collected information primarily through in-depth interviews of qualitative research methodology and used three women biographies as supplementary information. The information was used to sketch the role played by married women in household economic resources. The findings indicate that, as to women’s life cycle, what they have experienced in every stage of life will influence to some extent their behavior and attitude toward handling money. As to the biological family, the family’s economic conditions, parenting attitude, and how the parents handle money will likely shape, through unobtrusive and imperceptible influence, women’s judgment on the value of money. After a woman is married, she is faced with multifarious challenges from her interactions with her husband, childbearing and childrearing, leading to the solidification or changes in her viewpoint on money. Besides, the attitude in which a woman handles the household economic resources is related to the amount of economic resources accessible to her, family traditions, and her personal attributes.
As to economic resources, employment is an important factor of whether a woman possesses personal economic resources. Besides, the dowry and the property distribution of her biological family are among the important sources of the economic resources accessible to her. The attitude in which a woman handles her employment income before and after she is married is significantly different. Before marriage, she is more likely to satisfy her material needs; in contrast, after marriage, she becomes more aware of taking care of the family and children and is more likely to focus on long-term, justifiable plans.
As to women’s viewpoint on money and finance, contemporary women have an access to a variety of methods of consumption or investment finance in the wake of rapid flow of information. However, from the perspective of risk, in traditional society, because personal sentiment and accountability are more influential and only a few people can set aside large sums of money for investments, investment risks are lower. In contrast, in contemporary society, because there are many investment methods, investment amounts are usually large, and investors usually speculate, investment risks are relatively high. In this situation, contemporary women should have strategies to respond to risks.
In contrast to their traditional counterparts, most contemporary women are economically autonomous because they have income from employment. But they are usually caught in a difficult situation in which they have to take both employment and family requirements. If they don’t want to be working women that burn the candle at both ends, they will have to stay home at the expense of their employment. As to the income from employment, most of it is used to defray the cost of family and child education. As a result, to some women, their husband has the power to decide how to use money.
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