| Summary: | 碩士 === 國立政治大學 === 行政管理碩士學程 === 90 === This study focused on investigation and evaluation of the pension system and economic security program in Taiwan. For individuals, the trend on home income and the required expense for the future retirement were discussed and estimated. Because of several factors, the program of old-age economic security in Taiwan area seems not sound. For this topic, the work force, between 15 and 64 years old, are taken into account. There are three tiers for the program of old-age economic security, which are social security and benefit, pension, and individual saving. One of the finding was that public officials, about four percent of the work force, benefit much more from the pension system and old-age economic security program. The laborers, about 50 percent of the work force, have the average amount NT$658,273 for the 1st-tier social security and benefit in 2000. Due to the unsound system and the qualification problem, less than two percent of the laborers can obtain the 2nd-tier pension. Beside, farmers, about seven percent of the work force, can obtain the 1st-tier social security and benefit until they are 65 years old or more. Those qualified farmers can obtain NT$3,000 each month. Other individuals are not enrolled in any social insurance and pension program. The public welfare system can hardly cover the economic needs for the aged individuals. Therefore, 95 percent of the work force should plan their own retirement welfare programs in advance to secure their economic safety.
Key words: Old-age Economic Security, Pension, Citizen Beneficiary, Living Expenses Estimate,Income replacement rate
|
|---|
