The Exploratory Study of Asset Liability Management Systems in Taiwan
碩士 === 國立中正大學 === 資訊管理研究所 === 85 === The purpose of this study is to identify the relationship between commercial banks and Asset Liability Management Systems in Taiwan. This study focused on three different dimensions to investigate why and when a bank...
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| Other Authors: | |
| Format: | Others |
| Language: | zh-TW |
| Published: |
1997
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| Online Access: | http://ndltd.ncl.edu.tw/handle/67674771081243825828 |
| Summary: | 碩士 === 國立中正大學 === 資訊管理研究所 === 85 === The purpose of this study is to identify the relationship
between commercial banks and Asset Liability Management Systems
in Taiwan. This study focused on three different dimensions to
investigate why and when a bank would adopt an ALM system. The
impact of adopting an ALM system was also investigated. A total
of thirty Chief Information Officers of twenty-four banks were
interviewed. A total of eleven ALM system users (high level
managers) were also interviewed. Fifty percent of interviewed
banks adopted ALM systems. Most of these banks used ALM systems
due to demands from either CEO or heads of fund management
divisions. The CEO support is one of the most critical success
factors for developing an ALM system. Nowadays ALM systems used
by most banks provide the following functions: analyzing tools
for deposit and loan management, liquidity management, and
interest rate risk management. Sixteen propositions were
developed according to the structured interview results. These
propositions are useful for banks to review their ALM systems
and to determine whether or not to develop ALM systems. These
propositions are also useful for academic to conduct further
study.
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