Summary: | 碩士 === 淡江大學 === 金融研究所 === 81 === n the past several years, the environment of financial market
aiwan has been significantly changed. This change might
resultthe internal factors of the economy as well as the
externalors of the government policies. The interesting point
of theent study is not to investigate the factors influencing
thencial envirovment but to discuss how a bank facing such
aestable and competitive financial market in Taiwan. To meet
thatose, the Chang Hua Commercial Bank is employed to evaluate
itsetitive ability in the market.inputs and outputs of the
Chang Hua Commercial Bank areyzed dichotomously and then some
critical items and activitiesch as part of output of short
loans, part of inputs of timesits and saving deposits ,are
introduced to the model adoptedhe present study. Because we
select part of outputs and inputsit our model, we use the
residual profit function and examineith superadditivity Test.o
test the characteristics of superadditivity of the
ChangCommercial Bank, two alternatives are adopted. One is
equal-hted approximation approach;the other is the grid
approximationoach. From both the approaches,the test of
superadditivity isaccepted and then the conclusion of the
present paper is thatbanking firm structure of the Chang Hua
Commercial Bank is notopriate. From the aspect of structure,we
suggest the Chang Huaercial Bank to reduce its scale to improve
its talent ofetition in the market.
|