HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP

HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP

Bibliographic Details
Main Author: WALKER III, HERBERT TIMOTHY
Language:English
Published: University of Cincinnati / OhioLINK 2001
Subjects:
Urban and Regional Planning
home ownership
Online Access:http://rave.ohiolink.edu/etdc/view?acc_num=ucin990637269
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spelling ndltd-OhioLink-oai-etd.ohiolink.edu-ucin9906372692021-08-03T06:16:16Z HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP WALKER III, HERBERT TIMOTHY Urban and Regional Planning home ownership This thesis is an evaluation of the effectiveness of the curriculum for the City of Covington's "Yes, You Can Own A Home" program and the Covington Community Center's "Homeownership Preparedness Class" to determine if the curriculum helps meet the programs' goal to provide quality homebuyer education. Literature reviewed for this study indicated that an effective quality education program must reflect the full spectrum of homebuyer needs-from initial outreach and information for first-time homebuyers to mortgage default prevention and other miscellaneous homeowner needs. The pre-purchase education and information offered in these two programs addressed only part of the full spectrum of needs that makes homebuyer education and counseling an effective tool. Thus, neither program was expected to accomplish providing quality homebuyer education across the full spectrum. The two programs, however, did offer the type of information a pre-purchase education class should have-information on the process of selecting and employing real estate professionals, attorneys, and other agents; information on selecting and obtaining a mortgage loan; and, information on the full costs and responsibilities of maintaining a home. The analysis in the study indicates that for both programs the majority of participants felt well prepared to buy a home after taking the course. In fact, 90% of the participants in the Homeownership Preparedness Course stated that they have the needed skills to become an informed homebuyer; and, in the "Yes, You Can Own A Home" Program, 83% rated the overall quality of the course as outstanding. Thus, the curriculum can be viewed as effective, helping the programs meet their goal of providing quality homebuyer education. Though the curricula for both programs was found to be effective, the case for making improvements could still be made. Four strategies have been recommended for both programs, which may help them increase their effectiveness to the Covington, Kentucky, community. They are as follows:* Collaboration. * Expansion of Service Offerings* Formalized Pre- and Post- Surveying * Development of Follow-Up Procedures for Graduates/Dropouts. These recommendations are discussed fully in the thesis, along with the basis for the recommendations and what kind of information could be gained from the fulfillment of the recommendations. 2001-10-11 English text University of Cincinnati / OhioLINK http://rave.ohiolink.edu/etdc/view?acc_num=ucin990637269 http://rave.ohiolink.edu/etdc/view?acc_num=ucin990637269 restricted--full text not available online This thesis or dissertation is protected by copyright: all rights reserved. It may not be copied or redistributed beyond the terms of applicable copyright laws.
collection NDLTD
language English
sources NDLTD
topic Urban and Regional Planning
home ownership
spellingShingle Urban and Regional Planning
home ownership
WALKER III, HERBERT TIMOTHY
HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP
author WALKER III, HERBERT TIMOTHY
author_facet WALKER III, HERBERT TIMOTHY
author_sort WALKER III, HERBERT TIMOTHY
title HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP
title_short HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP
title_full HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP
title_fullStr HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP
title_full_unstemmed HOW TWO HOMEOWNERSHIP EDUCATIONAL PROGRAMS IN COVINGTON, KENTUCKY HELP PREPARE THE PATH TO HOMEOWNERSHIP
title_sort how two homeownership educational programs in covington, kentucky help prepare the path to homeownership
publisher University of Cincinnati / OhioLINK
publishDate 2001
url http://rave.ohiolink.edu/etdc/view?acc_num=ucin990637269
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