| Summary: | 企業的規模隨著業務成長而日益龐雜，企業所服務的功能與流程間關係也因而複雜化。而壽險業近年來經營上面臨金融環境的變化、金控競爭的壓力，積極尋求突破，除致力於開發特色商品以鞏固既有市場外，更積極開發多元化的行銷通路、提供多元化的創新服務。
然壽險業IT系統多僅以提高效率的自動化為考量，而非重視企業流程的優劣；再加上壽險業近年發展趨勢為保險與投資理財結合、金控或異業合作之跨通路的銷售，形成在商品、通路、服務等的新商業模式與企業流程，對於壽險業IT造成更多的影響。
另外，壽險系統為因應業務快速的改變，開發無數不同平台的系統，擁有許多不同平台的結果就是造成許多獨立的系統。導致IT系統維護上的困難與整合程度的不完整，而系統使用者操作上也因整合的限制，造成作業與流程的不便或效率不彰，最後影響企業的績效。
綜合以上，壽險業IT資訊系統正面臨一個重新思考與設計的迫切時刻，如何運用IT的能力，來創造新的差異化優勢，協助壽險業邁入商品、通路、服務多元化的時代？如何整合不同平台的系統，思考以流程為導向的系統運作模式？本研究期望能從「企業流程管理」(BPM)理論面與技術面的探討，瞭解BPM對壽險業IT發展的影響與幫助，並從實際個案的探討，提出個案公司系統再造的BPM系統架構藍圖與導入步驟之規劃。
=== Enterprise model is more complicated as business expanded, so between the service functions and business processes are more complexity. Meanwhile, the insurance companies face the changes and competitions of outside financial environment. They try to make the break through to provide the diversified services and multiple channel strategy; they also try to maintain the position in existing market place.
The old IT systems of insurance company consider the systematic automation only and do not emphasis the business processes. Recently the insurance company tendency is to develop products of combined investment and new distribution channels of cross industry. To form, include the products, the channels, the services, a new business model and business process, and to bring of IT systems more impacts.
The IT systems of insurance company develop many different platforms in the way of business fast grow. This is the reason why that it is difficult to maintain and integrate the systems. The result causes the ineffectiveness of business process and performance.
To make a summary, the IT systems of insurance company are facing a re-thinking critical point. Perform the IT abilities to bring up the difference superiority and to create the new ideal systems to help the insurance company for creating the products, approach and services. This research aims at implementing Business Process Management (BPM), from theory and practices, to understand the impacts and supports of IT development. Finally, try to by the actual cases to search and provide the architecture of system reengineering via implementation of BPM.
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