Diversificación y determinantes del desempeño bancario: una comparación internacional

• Main Authors: Mauricio Jara Bertin, José Tomás Arias Moya, Arturo Rodríguez Perales
• Format: Article
• Language: English
• Published: Universidad de Chile 2011-02-01
• Series: Estudios de Administración
• Online Access: https://estudiosdeadministracion.uchile.cl/index.php/EDA/article/view/56376

This paper analyzes the determinants of bank performance between Latin American and U.S. institutional environment. For a sample of 111 banks of six Latin American countries and the United States over the period 1997-2010, our results show the existence of significant differences in bank performance between the two institutional settings. Specifically, U.S. banks show higher performance levels compared to Latin America, which may be explained by the greater administrative efficiency associated with total assets. On the other hand, our results show that the predominant Latin American diversification through non-traditional banking activities has a positive effect on the performance of banks.