Kebijakan Spin-off dan Efisiensi Perbankan Syariah di Indonesia
The study aims to analyse the spin-off policies’ impact on the Islamic banks’ efficiency in Indonesia. The study was conducted on five spin-off Islamic banks and efficiency were measured by the BOPO ratio. The research variables used were dummy spin-off, ROA, FDR, and economic growth. Data analysis...
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| Format: | Article |
| Language: | English |
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Universitas Ahmad Dahlan
2019-06-01
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| Series: | Ihtifaz |
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| Online Access: | http://journal2.uad.ac.id/index.php/ijiefb/article/view/822 |
| Summary: | The study aims to analyse the spin-off policies’ impact on the Islamic banks’ efficiency in Indonesia. The study was conducted on five spin-off Islamic banks and efficiency were measured by the BOPO ratio. The research variables used were dummy spin-off, ROA, FDR, and economic growth. Data analysis used panel data regression on annual data from 2008 to 2018. The results suggest that, first, the implementation of spin-off policy significantly increased the operational efficiency of Islamic banking. Second, ROA also has a negative effect on efficiency. Third, FDR and economic growth have no significant effect on the Islamic banks’ efficiency in Indonesia. |
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| ISSN: | 2622-4755 2622-4798 |