EARLY WARNING SYSTEM DAN PERTUMBUHAN PENDAPATAN KONTRIBUSI PADA PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA

• Main Author: Maria Oktaviani
• Format: Article
• Language: English
• Published: Universitas Merdeka Malang 2017-03-01
• Series: Jurnal Keuangan dan Perbankan
• Subjects: early warning system ratio, contribution revenue growth ratio, life insurance, syariah unit
• Online Access: http://jurnal.unmer.ac.id/index.php/jkdp/article/view/849

The background of this study was the lack of awareness Indonesian society toward syariah life insurance and<br />it needed to be investigated whether there was a problem on its financial instruments by using Early Warning<br />System ratio. The purpose of this study was to prove the influence of Early Warning System ratio for contribution<br />revenue growth syariah life insurance companies in Indonesia period 2010-2013. The sampling technique<br />used was purposive sampling. Samples that acquired the criteria were 10 companies. Data were analyzed<br />using multiple linear regression. The ratio of the Early Warning System consisted of 6 solvencies: solvency<br />margin ratio, change in surplus ratio, return on investment ratio, liquidity ratio, agent’s balance to surplus<br />ratio and technical ratio. The result of this study was Early Warning System ratio influenced simultaneously<br />on contribution revenue growth ratio and partial contribution of technical ratio influenced positively to<br />contribution revenue growth ratio. So, Early Warning System ratio could be applied in order to increase<br />contribution revenue growth of life insurance syariah units companies.