ANALISIS KINERJA KEUANGAN PADA PT BANK BPR HASAMITRA

• Main Author: ASDAR _
• Format: Article
• Language: Indonesian
• Published: Universitas Bosowa 2017-06-01
• Series: EB (Economics Bosowa)
• Online Access: http://economicsbosowa.unibos.id/index.php/eb/article/view/62

Hasamitra Rural Banks (BPR) is a financial institution that engages in financial Carry out banking operations konvensioal or based on sharia principles in their actions do not provide services in payment traffic. BPR Hasamitra as a financial institution is an institution of trust, because it is a financial intermediary (financial intermediary) between the parties entrust the management of surplus funds to rural banks to channel funds to those who need funds in the form of credit. As an institution of public trust, Hasamitra BPR should improve its financial performance from time to time, because it is only by having a good performance, then the BPR Hasamitra banking institutions in particular will continue to earn the trust of society, particularly in storing excess funds owned by the public. This study aims to determine the health level of PT Bank BPR Hasamitra by analyzing its financial performance based on the method CAEL. With descriptive research methods and data collection methods in the case, as well as the way of analysis by calculating financial ratios related to the financial performance of the bank, the result that PT Bank BPR BPR Hasamitra is categorized as healthy. From the results of the assessment of financial performance, it is recommended that PT Bank BPR Hasamitra continue to retain the title of healthy banks, and the future in order to try to increase its cash rate for all health indicators can be met so that the bank PT Bank BPR Hasamitra into microfinance institutions that can be trusted by the community.