AKTIVITAS GADAI SYARIAH DAN IMPLIKASINYA TERHADAP PRODUKTIVITAS MASYARAKAT DI PROVINSI BANTEN
Abstract: The Activation of Sharia Pawn and Its Implication to Public Productivity in Banten Province. The Uncertain economic conditions, as a result of the slowing economic growth and inflation, has opened opportunities for pawn services as one of the alternative means in seeking funding. With the...
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| Format: | Article |
| Language: | Arabic |
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Institut Agama Islam Negeri Raden Intan Lampung
2017-02-01
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| Series: | Al 'Adalah: Jurnal Hukum Islam |
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| Online Access: | http://ejournal.radenintan.ac.id/index.php/adalah/article/view/197 |
| Summary: | Abstract: The Activation of Sharia Pawn and Its Implication to Public Productivity in Banten Province. The Uncertain economic conditions, as a result of the slowing economic growth and inflation, has opened opportunities for pawn services as one of the alternative means in seeking funding. With the existence of pawn services, people may get funding easily. In Banten, the sharia pawn services has been done by Islamic Banks, Financing Units of Shariah Banks, and Sharia Finances. This sharia pawn activities, in fact, are intended to encourage public productivity in the form of: the growth of Islamic economic activity, the improvement of public life quality, the decreasing of poverty rates, and the public prevention against the system of interest. This study found that with the increase of Islamic finance institutions the the school enrollment rates also increase as the numbers of poor people decrease.
Keywords: shariah financing institution, the productivity of Banten people
Abstrak: Aktivitas Gadai Syariah dan Implikasinya Terhadap Produktivitas Masyarakat di Provinsi Banten. Kondisi ekonomi yang penuh ketidakpastian sebagai akibat perlambatan pertumbuhan ekonomi dan inflasi, membuka peluang jasa gadai sebagai salah satu sarana alternatif dalam mencari pendanaan. Dengan adanya jasa gadai, masyarakat dengan mudah mendapatkan pendanaan. Di Banten, aktivitas gadai syariah dilakukan oleh Bank Umum Syariah, Unit Pembiayaan Syariah dan Bank Pembiayaan Rakyat Syariah. Aktivitas gadai syariah ini, dalam kenyataannya, memang ditujukan untuk mendorong produktivitas masyarakat berupa: tumbuhnya kegiatan ekonomi Islami, meningkatnya kualitas hidup masyarakat, berkurangnya tingkat kemiskinan, stabilitas perekonomian, dan perlindungan masyarakat dari sistem bunga. Penelitian ini menemukan fakta bahwa dengan bertambahnya lembaga-lembaga pembiayaan syariah maka jumlah penduduk miskin makin berkurang dan angka partisipasi sekolahpun semakin meningkat.
Kata Kunci: lembaga pembiayaan syariah, produktivitas masyarakat Banten |
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| ISSN: | 0854-1272 2614-171X |