Optimizing the Borrowing Limit and Interest Rate in P2P System: From Borrowers’ Perspective
P2P (peer-to-peer) lending is an emerging online service that allows individuals to borrow money from unrelated person without the intervention of traditional financial intermediaries. In these platforms, borrowing limit and interest rate are two of the most notable elements for borrowers, which dir...
Main Authors: | , , |
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Format: | Article |
Language: | English |
Published: |
Hindawi Limited
2018-01-01
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Series: | Scientific Programming |
Online Access: | http://dx.doi.org/10.1155/2018/2613739 |