Optimizing the Borrowing Limit and Interest Rate in P2P System: From Borrowers’ Perspective

P2P (peer-to-peer) lending is an emerging online service that allows individuals to borrow money from unrelated person without the intervention of traditional financial intermediaries. In these platforms, borrowing limit and interest rate are two of the most notable elements for borrowers, which dir...

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Bibliographic Details
Main Authors: Zhihong Li, Lanteng Wu, Hongting Tang
Format: Article
Language:English
Published: Hindawi Limited 2018-01-01
Series:Scientific Programming
Online Access:http://dx.doi.org/10.1155/2018/2613739