CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007

This paper investigates the relationship between the changing patterns of bank's source of income and risk adjusted performance. A database of 81 banks over the period of 1999 to 2007 is concured for he 5 public sector banks and 76 private banks to compare their change in income composition. Ba...

Full description

Bibliographic Details
Main Author: Aula Ahmad
Format: Article
Language:Indonesian
Published: Universitas Muhammadiyah Magelang 2017-03-01
Series:Jurnal Analisis Bisnis Ekonomi
Subjects:
Online Access:http://journal.ummgl.ac.id/index.php/bisnisekonomi/article/view/1139
id doaj-be6954a0576248ccb420ea0f15eb77b2
record_format Article
spelling doaj-be6954a0576248ccb420ea0f15eb77b22020-11-25T02:01:34ZindUniversitas Muhammadiyah MagelangJurnal Analisis Bisnis Ekonomi1693-59502579-647X2017-03-01621431521139CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007Aula Ahmad0Universitas Negeri YogyakartaThis paper investigates the relationship between the changing patterns of bank's source of income and risk adjusted performance. A database of 81 banks over the period of 1999 to 2007 is concured for he 5 public sector banks and 76 private banks to compare their change in income composition. Bank's performance is measured by risk adjusted reurn on BIS risk aloocaed capital (RARORAC). We argue that in a compeitive financial market in order to change the profitability drivers in banking, Indian banks need to improve their non-interest income and also augment risk adjusted interest income through better risk based pricing.http://journal.ummgl.ac.id/index.php/bisnisekonomi/article/view/1139serviceareainters
collection DOAJ
language Indonesian
format Article
sources DOAJ
author Aula Ahmad
spellingShingle Aula Ahmad
CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007
Jurnal Analisis Bisnis Ekonomi
service
area
inters
author_facet Aula Ahmad
author_sort Aula Ahmad
title CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007
title_short CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007
title_full CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007
title_fullStr CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007
title_full_unstemmed CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007
title_sort changing income structure and performance: an empirical analysis of indonesia banking sector 1999-2007
publisher Universitas Muhammadiyah Magelang
series Jurnal Analisis Bisnis Ekonomi
issn 1693-5950
2579-647X
publishDate 2017-03-01
description This paper investigates the relationship between the changing patterns of bank's source of income and risk adjusted performance. A database of 81 banks over the period of 1999 to 2007 is concured for he 5 public sector banks and 76 private banks to compare their change in income composition. Bank's performance is measured by risk adjusted reurn on BIS risk aloocaed capital (RARORAC). We argue that in a compeitive financial market in order to change the profitability drivers in banking, Indian banks need to improve their non-interest income and also augment risk adjusted interest income through better risk based pricing.
topic service
area
inters
url http://journal.ummgl.ac.id/index.php/bisnisekonomi/article/view/1139
work_keys_str_mv AT aulaahmad changingincomestructureandperformanceanempiricalanalysisofindonesiabankingsector19992007
_version_ 1724957035188977664