CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007
This paper investigates the relationship between the changing patterns of bank's source of income and risk adjusted performance. A database of 81 banks over the period of 1999 to 2007 is concured for he 5 public sector banks and 76 private banks to compare their change in income composition. Ba...
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Universitas Muhammadiyah Magelang
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doaj-be6954a0576248ccb420ea0f15eb77b22020-11-25T02:01:34ZindUniversitas Muhammadiyah MagelangJurnal Analisis Bisnis Ekonomi1693-59502579-647X2017-03-01621431521139CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007Aula Ahmad0Universitas Negeri YogyakartaThis paper investigates the relationship between the changing patterns of bank's source of income and risk adjusted performance. A database of 81 banks over the period of 1999 to 2007 is concured for he 5 public sector banks and 76 private banks to compare their change in income composition. Bank's performance is measured by risk adjusted reurn on BIS risk aloocaed capital (RARORAC). We argue that in a compeitive financial market in order to change the profitability drivers in banking, Indian banks need to improve their non-interest income and also augment risk adjusted interest income through better risk based pricing.http://journal.ummgl.ac.id/index.php/bisnisekonomi/article/view/1139serviceareainters |
collection |
DOAJ |
language |
Indonesian |
format |
Article |
sources |
DOAJ |
author |
Aula Ahmad |
spellingShingle |
Aula Ahmad CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007 Jurnal Analisis Bisnis Ekonomi service area inters |
author_facet |
Aula Ahmad |
author_sort |
Aula Ahmad |
title |
CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007 |
title_short |
CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007 |
title_full |
CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007 |
title_fullStr |
CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007 |
title_full_unstemmed |
CHANGING INCOME STRUCTURE AND PERFORMANCE: AN EMPIRICAL ANALYSIS OF INDONESIA BANKING SECTOR 1999-2007 |
title_sort |
changing income structure and performance: an empirical analysis of indonesia banking sector 1999-2007 |
publisher |
Universitas Muhammadiyah Magelang |
series |
Jurnal Analisis Bisnis Ekonomi |
issn |
1693-5950 2579-647X |
publishDate |
2017-03-01 |
description |
This paper investigates the relationship between the changing patterns of bank's source of income and risk adjusted performance. A database of 81 banks over the period of 1999 to 2007 is concured for he 5 public sector banks and 76 private banks to compare their change in income composition. Bank's performance is measured by risk adjusted reurn on BIS risk aloocaed capital (RARORAC). We argue that in a compeitive financial market in order to change the profitability drivers in banking, Indian banks need to improve their non-interest income and also augment risk adjusted interest income through better risk based pricing. |
topic |
service area inters |
url |
http://journal.ummgl.ac.id/index.php/bisnisekonomi/article/view/1139 |
work_keys_str_mv |
AT aulaahmad changingincomestructureandperformanceanempiricalanalysisofindonesiabankingsector19992007 |
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1724957035188977664 |