The customers borrowing behavior during the financial crisis
The global financial crisis determined the transition of the Romanian banking system from excess of liquidity to deficit, namely from an aggressive lending activity to a significant reduction of credit growth rate. In our country, the high indebtedness rate, especially in foreign currencies, is the...
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| Format: | Article |
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General Association of Economists from Romania
2013-05-01
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| Series: | Theoretical and Applied Economics |
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http://store.ectap.ro/articole/865.pdf
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doaj-b09237addb6045fda072178612a0005a2020-11-24T22:05:52ZengGeneral Association of Economists from RomaniaTheoretical and Applied Economics1841-86781844-00292013-05-01XX511512418418678The customers borrowing behavior during the financial crisisAlina LUCA (BRĂTUCU)0 The Bucharest University of Economic Studies The global financial crisis determined the transition of the Romanian banking system from excess of liquidity to deficit, namely from an aggressive lending activity to a significant reduction of credit growth rate. In our country, the high indebtedness rate, especially in foreign currencies, is the main vulnerable spot of the population sector. The main objective of this paperwork is to analyze factors that influence the customers in their decision to borrow in foreign currencies or in Ron. In this matter, it was used a regional econometric model for panel data in order to see Romania’s customers borrowing preferences and to analyze if the crises have changed their behavior. http://store.ectap.ro/articole/865.pdf financial crisisbanking systemborrowing behaviourregional economy |
| collection |
DOAJ |
| language |
English |
| format |
Article |
| sources |
DOAJ |
| author |
Alina LUCA (BRĂTUCU) |
| spellingShingle |
Alina LUCA (BRĂTUCU) The customers borrowing behavior during the financial crisis Theoretical and Applied Economics financial crisis banking system borrowing behaviour regional economy |
| author_facet |
Alina LUCA (BRĂTUCU) |
| author_sort |
Alina LUCA (BRĂTUCU) |
| title |
The customers borrowing behavior during the financial crisis |
| title_short |
The customers borrowing behavior during the financial crisis |
| title_full |
The customers borrowing behavior during the financial crisis |
| title_fullStr |
The customers borrowing behavior during the financial crisis |
| title_full_unstemmed |
The customers borrowing behavior during the financial crisis |
| title_sort |
customers borrowing behavior during the financial crisis |
| publisher |
General Association of Economists from Romania |
| series |
Theoretical and Applied Economics |
| issn |
1841-8678 1844-0029 |
| publishDate |
2013-05-01 |
| description |
The global financial crisis determined the transition of
the Romanian banking system from excess of liquidity to deficit, namely
from an aggressive lending activity to a significant reduction of credit
growth rate. In our country, the high indebtedness rate, especially in
foreign currencies, is the main vulnerable spot of the population sector.
The main objective of this paperwork is to analyze factors that influence
the customers in their decision to borrow in foreign currencies or in Ron.
In this matter, it was used a regional econometric model for panel data in
order to see Romania’s customers borrowing preferences and to analyze
if the crises have changed their behavior. |
| topic |
financial crisis banking system borrowing behaviour regional economy |
| url |
http://store.ectap.ro/articole/865.pdf
|
| work_keys_str_mv |
AT alinalucabratucu thecustomersborrowingbehaviorduringthefinancialcrisis AT alinalucabratucu customersborrowingbehaviorduringthefinancialcrisis |
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1725824336895410176 |