Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional

Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional

The aim of this study is to determine the portfolio performance in each economic sector based on return and risk of portfolio credit at 3 Sentra Kredit Menengah (SKM) under BNI WJS supervision and to find out the optimal combination or composition of the loan portfolio that provides the greatest ret...

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Main Authors: Rini Siswati Asnel, Lukytawati Anggraeni, Amzul Rifin
Format: Article
Language:Indonesian
Published: Bogor Agricultural University 2020-05-01
Series:Jurnal Aplikasi Bisnis dan Manajemen
Online Access:http://journal.ipb.ac.id/index.php/jabm/article/view/30382
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spelling doaj-95b73fda632e456db0b86b1cd82f3fbc2021-01-17T00:07:16ZindBogor Agricultural UniversityJurnal Aplikasi Bisnis dan Manajemen2528-51492460-78192020-05-016226926910.17358/jabm.6.2.26930382Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan NasionalRini Siswati Asnel0Lukytawati Anggraeni1Amzul Rifin2PT Bank Negara Indonesia (Persero) Tbk Departement Ilmu Ekonomi, Fakultas Ekonomi dan Manajemen, IPB UniversityDepartement Agribisnis, Fakultas Ekonomi dan Manajemen, IPB UniversityThe aim of this study is to determine the portfolio performance in each economic sector based on return and risk of portfolio credit at 3 Sentra Kredit Menengah (SKM) under BNI WJS supervision and to find out the optimal combination or composition of the loan portfolio that provides the greatest return and the lowest risk. In this study using the Markowitz model to produce an optimal portfolio combination. The results showed recommendations of portfolio for the Jakarta Senayan Jakarta Regional especially for SKM, it was suggested to management to expansion in sectors or business with their competencies. To plan the optimal composition of the loan portfolio for credit expansion plan, the alternative of optimum portfolio from the results of this study can be used as a reference. Keywords: loan portfolio, markowitz model, Sentra Kredit Menengah (SKM) , return, risk credithttp://journal.ipb.ac.id/index.php/jabm/article/view/30382
collection DOAJ
language Indonesian
format Article
sources DOAJ
author Rini Siswati Asnel
Lukytawati Anggraeni
Amzul Rifin
spellingShingle Rini Siswati Asnel
Lukytawati Anggraeni
Amzul Rifin
Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional
Jurnal Aplikasi Bisnis dan Manajemen
author_facet Rini Siswati Asnel
Lukytawati Anggraeni
Amzul Rifin
author_sort Rini Siswati Asnel
title Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional
title_short Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional
title_full Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional
title_fullStr Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional
title_full_unstemmed Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional
title_sort optimalisasi portofolio kredit untuk perencanaan ekspansi kredit pada perbankan nasional
publisher Bogor Agricultural University
series Jurnal Aplikasi Bisnis dan Manajemen
issn 2528-5149
2460-7819
publishDate 2020-05-01
description The aim of this study is to determine the portfolio performance in each economic sector based on return and risk of portfolio credit at 3 Sentra Kredit Menengah (SKM) under BNI WJS supervision and to find out the optimal combination or composition of the loan portfolio that provides the greatest return and the lowest risk. In this study using the Markowitz model to produce an optimal portfolio combination. The results showed recommendations of portfolio for the Jakarta Senayan Jakarta Regional especially for SKM, it was suggested to management to expansion in sectors or business with their competencies. To plan the optimal composition of the loan portfolio for credit expansion plan, the alternative of optimum portfolio from the results of this study can be used as a reference. Keywords: loan portfolio, markowitz model, Sentra Kredit Menengah (SKM) , return, risk credit
url http://journal.ipb.ac.id/index.php/jabm/article/view/30382
work_keys_str_mv AT rinisiswatiasnel optimalisasiportofoliokredituntukperencanaanekspansikreditpadaperbankannasional
AT lukytawatianggraeni optimalisasiportofoliokredituntukperencanaanekspansikreditpadaperbankannasional
AT amzulrifin optimalisasiportofoliokredituntukperencanaanekspansikreditpadaperbankannasional
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