Crédito ao consumidor: uma avaliação dos primeiros anos do Plano Real

Crédito ao consumidor: uma avaliação dos primeiros anos do Plano Real

Show other versions (1)

The purpose of this paper is to examine effects of Brazilian "Plano Real" on credit during the initial years of implementation, and the profile of the borrower during this period. After the adoption of the Plano Real, there was an increase in the duration of contracts, from a maximum of 3...

Full description

Bibliographic Details
Main Authors: Maria Beatriz Zerbini, Fabiana Rocha
Format: Article
Language:English
Published: Universidade Federal de Minas Gerais 2004-01-01
Series:Nova Economia
Subjects:
consumer credit
qualitative choice models
Real Plan
Online Access:http://www.face.ufmg.br/novaeconomia/sumarios/v14n2/140204.pdf
id doaj-8cab7021d70c4a779ceb7a1981d02ae0
record_format Article
spelling doaj-8cab7021d70c4a779ceb7a1981d02ae02020-11-25T00:53:14ZengUniversidade Federal de Minas GeraisNova Economia0103-63512004-01-0114287107Crédito ao consumidor: uma avaliação dos primeiros anos do Plano RealMaria Beatriz ZerbiniFabiana RochaThe purpose of this paper is to examine effects of Brazilian "Plano Real" on credit during the initial years of implementation, and the profile of the borrower during this period. After the adoption of the Plano Real, there was an increase in the duration of contracts, from a maximum of 3 months in January 1995 to 36 months in August 1996. Personal characteristics of the borrower were less important than the characteristics of the credit. Thus the value and the number of installments were the main determinants of the probability of default just after the adoption of the Real.http://www.face.ufmg.br/novaeconomia/sumarios/v14n2/140204.pdfconsumer creditqualitative choice modelsReal Plan
collection DOAJ
language English
format Article
sources DOAJ
author Maria Beatriz Zerbini
Fabiana Rocha
spellingShingle Maria Beatriz Zerbini
Fabiana Rocha
Crédito ao consumidor: uma avaliação dos primeiros anos do Plano Real
Nova Economia
consumer credit
qualitative choice models
Real Plan
author_facet Maria Beatriz Zerbini
Fabiana Rocha
author_sort Maria Beatriz Zerbini
title Crédito ao consumidor: uma avaliação dos primeiros anos do Plano Real
title_short Crédito ao consumidor: uma avaliação dos primeiros anos do Plano Real
title_full Crédito ao consumidor: uma avaliação dos primeiros anos do Plano Real
title_fullStr Crédito ao consumidor: uma avaliação dos primeiros anos do Plano Real
title_full_unstemmed Crédito ao consumidor: uma avaliação dos primeiros anos do Plano Real
title_sort crédito ao consumidor: uma avaliação dos primeiros anos do plano real
publisher Universidade Federal de Minas Gerais
series Nova Economia
issn 0103-6351
publishDate 2004-01-01
description The purpose of this paper is to examine effects of Brazilian "Plano Real" on credit during the initial years of implementation, and the profile of the borrower during this period. After the adoption of the Plano Real, there was an increase in the duration of contracts, from a maximum of 3 months in January 1995 to 36 months in August 1996. Personal characteristics of the borrower were less important than the characteristics of the credit. Thus the value and the number of installments were the main determinants of the probability of default just after the adoption of the Real.
topic consumer credit
qualitative choice models
Real Plan
url http://www.face.ufmg.br/novaeconomia/sumarios/v14n2/140204.pdf
work_keys_str_mv AT mariabeatrizzerbini creditoaoconsumidorumaavaliacaodosprimeirosanosdoplanoreal
AT fabianarocha creditoaoconsumidorumaavaliacaodosprimeirosanosdoplanoreal
_version_ 1725238601664430080

Similar Items