| Summary: | The present research
examines the prevalence of predictions in daily life. Specifically we examine
whether spending predictions for specific purchases occur spontaneously in life
outside of a laboratory setting. Across community samples and student samples,
overall self-report and diary reports, three studies suggest that people make
spending predictions for about two-thirds of purchases in everyday life. In
addition, we examine factors that increase the likelihood of spending
predictions: the size of purchase, payment form, time pressure, personality
variables, and purchase decisions. Spending predictions were more likely for
larger, more exceptional purchases and for item and project predictions rather
than time periods.
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